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Saturday, August 2, 2014

Tempat tempat membayar zakat

Disclaimer: tulisan ini untuk rujukan peribadi, andai salah mohon diberikan teguran andai bermanfaat, silalah share sharekan :)

Zakat fitrah, zakat harta, zakat pedapatan, zakat perniagaan, zakat emas, zakat perak, zakat wang simpanan, dan lain lain

Bila rasa diri dah besar, mempunyai kemampuan, dan cukup nisabnya, wajiblah keatas kita mengembalikan apa yang dipinjamkan kepada kita kepada yang hak.

Dan, sebagai seorang yang jahil dan moderate keyboard warrior, hal zakat ini biasanya digoogle atau dijadikan issue untuk disembangkan dengan rakan rakan.. Jadi saya disini mengumpulkan findings yang perlu direkodkan sebab kesan dari banyak termakan semut dan tengok benda benda tak sepatutnya, saya banyak bebeno lupa.

ZAKAT FITRAH- ini setiap sebelum raya Aidilfitri.

Rate zakat ini ialah mengikut majlis agama islam dan biasanya berlainan mengikut negeri, dan juga nengikut beras yang dimakan.
Kadarnya ialah tiga cupak atau 2.7kg, kiraan kasarnya, tetapi ikutlah rate negeri masing masing.

Dimana?

1. Booth booth zakat banyak terdapat di bazar ramadhan, shopping mall, masjid. Amil yang dilantik dari Pusat Pungutan Zakat tempatan.
2. Sistem SMS - limited to sesetengah telco yang offer dan negeri yabg dilibatkan.
3. Online - google sahaja pusat pungutan zakat/majlis agama islam dan pilih yang tertentu, biasanya akan dinyatakan bagaimana untuk transfer secara online.

Sebaiknya dapatkan resit dan simpan jika anda bakal dikenakan cukai atau memang dah kena cukai supaya boleh claim balik.

ZAKAT LAIN LAIN - seperti yang dinyatakan diatas,

Rate zakat ini ialah spesifik bergantung kepada jenis zakat yang diwajibkan. Misalnya zakat pendapatan ialah 2.5% atau gunakan sahaja kalkulator (google: kalkulator zakat) guna yang myeg atau e-zakat.com.my. ada dua jenis pengiraan, yang simple atau dengan deductions (income -(self+parents+epf) x 2.5%). Boleh buat monthly atau lumpsum annually.
Zakat emas dan perak pula ikut gram dipakai dan gram disimpan. Please please refer to kalkulator zakat juga.

Saluran pembayaran juga seperti diatas, kecuali dah takde booth, amil amil bukak meja dekat shopping mall dan bazar ramadhan/pasarmalam mahupun masjid.
Sistem SMS juga afaik tiada. Jenuh kalian nak topup empat ribu semata mata nak bayar zakat tiga ribu lima ratus? Contoh ye, contoh.
Biasanya zakat kategori ini ialah lebih banyak daripada zakat fitrah.

Utamakan orang paling rapat dengan anda. Ingatlah, sedekah terbaik ialah kepada orang yang paling rapat dengan anda. Begitu juga zakat. Asalkan penerima yang layak menerima zakat itu bukanlah orang tanggungan anda yang itu ialah dipanggil nafkah dan termasuk perbelanjaan terkecuali zakat. Kelebihannya ialah dapat melaksanakan kewajipan berzakat disamping mengeratkan silaturrahim sesama kita.

Asnaf asnaf ialah terbahagi kepada beberapa kategori seperti yang telah anda pelajari disekolah dahulu, sila rujuk rujukan lanjut untuk penerangannya. Jadi setelah yakin anda berjumpa personally asnaf berkenaan, berilah zakat anda kepadanya dengan niat zakat lillahitaala.

Jika anda inginkan resit pengecualian cukai pula, takkan lah nak suruh Mak Limah jiran sekampung anda keluarkan resit pula, maka anda boleh menyalurkan kepada pusat pungutan zakat tempatan

atau

badan badan NGO yang dipastikan dengan adil mampu menyalurkan hasil kutipan kepada asnaf yang layak. Alternatif ini ialah untuk anda yang pasti dengan cause ataupun aktiviti NGO tersebut dan ialah berdaftar supaya resit dia laku besok nak claim cukai.

Membayar kepada pusat pungutan zakat kerajaan atau bukan kerajaan ada kelebihan masing masing. Namun satu perkara yang menjadi pilihan orang ramai ialah kerana badan NGO ialah amat proaktif dalam mencari dan mengesan asnaf walau mereka terpinggir dan tidak banyak karenah birokrasi mahupun kena isi Borang A dan B berserta lapan lampiran lengkap dengan chop ketua kampung JKKKKK apa bagai.

Memetik kata kata seorang family friend 'bagi duit untuk orang susah tu senang, tapi kalau dapat pergi sendiri jumpa dan bagi sendiri, satu kesan mendalam pasti hadir dalam diri kita'

So contoh contoh NGO yang boleh menjadi tempat kita keluarkan zakat ialah yang berkaitan fakir, miskin, muallaf, orang yang berjuang fisabilillah dalam negara atau negara miskin/bergolak.

Perlu diingatkan sekali lagi, utamakan mereka yang paling rapat dengan kita, atau seperti tips pelabur pelabur pasaran saham

Diversify, diversify, diversify.
Laburlah dengan baik untuk pasaran akhirat kita.

InsyaAllah.

Tuesday, July 22, 2014

Raya.

For this coming Raya im setting somer ground rules for all to be observed.

Failure to do so will result in deep frustration and uneasy feelings on my end.

Im wishing each and everyone of you Selamat Hari Raya Aidilfitri. Maaf Zahir Batin.

If you dont already informed where will i be spending my Raya, expect no answer from me.

Friends and families are welcomed to datang beraya but strictly to inform yours truly prior to ur visit.

Again, no suprise visit.

And if you are generally far, please dont expect us to raya together. No invitation to raya at ur place shall be entertained. And to save us some reason making, do not even think of asking.

Raya is indeed a crucial time for everyone my age. Dont try to ruin it.

That would be all.

Have a fun raya everyone!

Monday, July 14, 2014

The only creature who would resort to getting a hair cut in the to do list after any long tiring negotiation with life issues and missing the hair later only to grow the hair longer having the Disney's princess-ey look theu longed.

One of the favourite past time activity she would enjoy doing by herself is playing dress up getting out her fav clothes, mix n match, dress and undress repeatedly be amazed or otherwise upon glancing the reflection in her largest mirror in the house and too tired to put it back nicely in the wardrobe and found herself go 'i have nothing to wear' every other day.

No matter how much a lady go around telling her friends 'im not like other ladies, i dont shop as much' chances are she definitely did not realize how much time she has spent wandering about that shopping mall and still have clothes in her closet she has not worn since she bought it unless of course during her play-dress-up time.

Never try to understand woman. We are too shy to admit these silly things.

:blushed:

Women.

The only creature who would resort to getting a hair cut in the to do list after any long tiring negotiation with life issues and missing the hair later only to grow the hair longer having the Disney's princess-ey look the longed.

One of the favourite past time activity she would enjoy doing by herself is playing dress up getting out her fav clothes, mix n match, dress and undress repeatedly and too tired to put it back nicely in the wardrobe and found herself go 'i have nothing to wear' every other day.

No matter how much a lady go around telling her friends 'im not like other ladies, i dont shop as much' chances are she definitely did not realize how much time she has spent wandering about that shopping mall and still have clothes in her closet she has not worn since she bought it unless of course during her play-dress-up time.

Never try to understand woman. We are too shy to admit these silly things.

:blushed:

Thursday, July 10, 2014

Of compliments

I just dont know how to take a compliment.

All i could ever exercise was
'Thank you, i take that as a compliment' generic, and somewhat cynical. But doesnt always get the priority placing in my real life one line response list.

When i was getting my pay rise, i accompanied a thank you with 'uh huh, whats the catch?' To. My. Boss.
Really, brain??? Wheres my manner?? It didnt see it coming twice increments on my second year but could hv responded better hows that too hard?

Or when people say i look thinner
'Ahh no, its the shirt. Im wearing one size up'
Why cant i just smile and say my thanks and perhaps compliment him/her back?

Now i think i should do that fr now on. Reply with a thank, and quickly gather one nice thing about the complimentor and smile while saying that and mean it
'Thank you, u look nice too!'
Or
'Thank you, that shoes looks very good on you'

There must be one obvious thing that worth mentioning within 3 secs timeframe.

Now lets replay tonights happenstance
'Are you still studying? You looked very young'
Replace
'Nahh i think i look older than i actually am, sun beaten i must say'
With
'Thank you, i rarely get that compliment but really thank you. You look like losing a good deal on weight, eh? You look fabulous'
Oh come on. Fake is better than nothing right. I just know him last two weeks. He is thin like couldnt-care-less-to-eat-nor-even-bother-to-workout thin.

Or upon my comment
'I was like a robot throwing words in front there just now not actually giving a speech'
'No way u looked rather confidence despite being..pointless'
And perhaps i could be enlighted and replace this
'Nahh i think i can fake it at times'
To something like
'Do i? Ok looking forward to improve next time but really, thanks for the heads up'

Maybe i really wasnt born a nice person, but i want to at least be remembered as sometimes shes nice kinda person.

Lets work on it!